I am currently assisting some Kansas homeowners with a request to Wells Fargo of an approval of a short sale of their home.  Their existing loan is FHA and we have requested a pre approval to participate in the short sale program.  While meeting to discuss the various possible options available, I learned that the homeowner that lived in the home was responsible for making the monthly mortgage payments.  Therefore, according to her, she would be the one to request the short sale approval from Wells Fargo.

BUT, what she did not realize is that because her parents had co-signed for the loan at the time of the initial FHA loan was taken out, they too would be included in the request for the short sale and a possible foreclosure.  Just because her cosigners did not live in the home and that she had agreed with her “parents” to make the monthly payment, does not mean that they are immune  to having to provide the required  information and meet the guidelines of the lender from whom a short sale is being requested.  They are also on the note to repay the lender back.

If you have a cosigner on your note, remember make sure that all parties on the note understand what their obligations and requirements are when applying for a short sale approval.
(Image courtesy photostock / FreeDigitalPhotos.net)

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If you don’t know what to do if  you are falling behind on your mortgage payments or you are currently facing foreclosure of your Kansas City home, Kansas or Missouri, please continue to read the upcoming posts and Request a Free Confidential, no obligation, analysis of your home and options that may be available to you to help reduce the burden you may have.

(There are potential tax consequences that should be discussed with a tax professional.  Please do not interpret this information as providing legal, tax or other professional advice which you should seek independently.)
(Image courtesy jscreationz-FreeDigitalPhotos.net)

 

About the Author:

Suzanne Hinton
Hinton Group-Affiliated with ReMax Premier Realty
Voted 5 Star Best in Customer Satisfaction Real Estate Agent
Phone: 816-520-0917
Email: shinton@remax.net
shortsellingyourkansascityhome

©2011 Suzanne Hinton-Hinton Homes-Kansas City Short Sale Realtor
Kansas City Short Sales

I recently attended an online seminar regarding short selling and one of the speakers said something that really stuck with me.  He said that many times when a homeowner is faced with the possiblity of being unable to make their mortgage payment(s) for whatever reason, they are not interested in learning how to short sell their home.  What is important to them is how they can keep their home and not have to sell it.

While assisting Kansas City home owner’s sell their Kansas City home is how I make a living, I have learned how important it is to share with others my knowledge of what may help them even though I receive nothing in return.  Knowledge is Power!

So, let’s start talking about what things you as a Kansas City home owner may be able to do to avoid having to sell your Kansas City home.  As you may have heard, there is a government program called “Making Home Affordable“.  This program is also commonly known as “HAMP.”

  • HAMP is a program designed  to assist struggling homeowners to avoid foreclosure by modifying their existing loans to an amount that is financially manageable.  There are, however, certain guidelines that must be met before you consider applying for this program.  One of the requirements is that the home must be your principal residence.  There are eligibility requirements based on your finances as well.  However, this is a very good starting point if your goal is NOT to sell your home.

If you don’t know what to do if  you are falling behind on your mortgage payments or you are currently facing foreclosure of your Kansas City home, Kansas or Missouri, please continue to read the upcoming posts and Request a Free Confidential, no obligation, analysis of your home and options that may be available to you to help reduce the burden you may have.

(There are potential tax consequences that should be discussed with a tax professional.  Please do not interpret this information as providing legal, tax or other professional advice which you should seek independently.)
(Image courtesy jscreationz-FreeDigitalPhotos.net)

__________________________________________________________________

About the Author:

Suzanne Hinton
Hinton Group-Affiliated with ReMax Premier Realty
Voted 5 Star Best in Customer Satisfaction Real Estate Agent
Phone: 816-520-0917
Email: shinton@remax.net
shortsellingyour kansascityhome

©2011 Suzanne Hinton-Hinton Homes-Kansas City Short Sale Realtor
Kansas City Short Sales

March 2011 Metro Kansas City Home Report

Whatever area of the Kansas City Metro you live, on the Kansas or Missouri side of the state line, you will be interested in the monthly housing statistics.  The Kansas City Regional Association of Realtors along with Heartland Mulitiple Listing Service have submitted the March 2011 housing statistics.

The March 2011 Kansas City Metro housing statistics  provide some good news.  The results show that the sale of existing home inventory has increased from last month.  The report also provides that the supply of inventory, however, has increased.  There are some signs of home price appreciation in certain areas of the City.  (Image courtesy jscreationzs)

March 2011 Metro Kansas City Home Report.

 

 

 

Kansas City Homes for Sale  

What’s My Kansas City Home Worth In This Market?

  

  

About the Author:
“Metro Kansas City Homes Specialist”
Having assisted 100′s Metro Kansas City home buyers and sellers
Suzanne Hinton
Hinton Homes-Affiliated with ReMax Premier Realty
Broker Associate
Voted 5 Star Best in Customer Satisfaction Real Estate Agent
Licensed in Kansas and Missouri
Phone: 816-520-0917
Email: shinton@remax.net
Search Metro Kansas City Homes for Sale

© 2011 Suzanne Hinton-Hinton Homes–Kansas City Realtor
Kansas City Home

Here is a great opportunity to have fun and support a great local cause at the same time.  Have a Heart Jazz & Blues Benefit is set for Sunday, Aprl 10th from 1 pm to 9 pm at BB’s Lawnside BBQ.  There will be a number of Kansas City Jazz and Blues musicians and of course great barbeque.

This event is to help raise funds for Hope House.  Hope House is a service  to provide for education, support and prevention of domestic abuse.  I believe it is a great organization and the Have a Heart Jazz & Blues Benefit is a great opportunity to give to this great organization in our community.

Just one more of the great things to do in Kansas City Metro.

 

 

Kansas City Homes for Sale  

What’s My Kansas City Home Worth In This Market?

  

  

About the Author:
“Metro Kansas City Homes Specialist”
Having assisted 100′s Metro Kansas City home buyers and sellers
Suzanne Hinton
Hinton Homes-Affiliated with ReMax Premier Realty
Broker Associate
Voted 5 Star Best in Customer Satisfaction Real Estate Agent
Licensed in Kansas and Missouri
Phone: 816-520-0917
Email: shinton@remax.net
www.hintonhomes.com

 

 

 






© 2011 Suzanne Hinton-Hinton Homes–Kansas City Realtor
Kansas City Home

You know it’s Spring when it’s time to go to the  Farmer’s Market at the City Market .  If you have not been to the City Market Kansas City before or in a while, it really is one of the great things to do in Kansas City Metro.  It is one of the largest public farmer’s markets in the Midwest.  

Great vendors throughout the market with fresh produce and unique foods.  Surrounded by retail stores and restaurants, it has always been fun to attend the Farmer’s Market at the City Market on the weekend. 

Just one more of the great things to do in Kansas City Metro.

 

 

Kansas City Homes for Sale  

What’s My Kansas City Home Worth In This Market?

  

  

About the Author:
“Metro Kansas City Homes Specialist”
Having assisted 100′s Metro Kansas City home buyers and sellers
Suzanne Hinton
Hinton Homes-Affiliated with ReMax Premier Realty
Broker Associate
Voted 5 Star Best in Customer Satisfaction Real Estate Agent
Licensed in Kansas and Missouri
Phone: 816-520-0917
Email: shinton@remax.net
www.hintonhomes.com

 

 

 






© 2011 Suzanne Hinton-Hinton Homes–Kansas City Realtor
Kansas City Home

Dried green paint

Image via Wikipedia

Yep…it is that time of year again.  Time to think about whether the outside of our Metro Kansas City home needs to be painted. 

Do I need to hire a professional to paint it?  Here is  a good article that may provide you with some tips for saving money and doing it yourself. 

Hope these tips and articles are helpful for our Metro Kansas City home neighbors.

  • (New!)

10 Steps to a Perfect Exterior Paint Job

Painting the exterior of your home is a big job that costs thousands in the hands of a professional. But you can save money if you invest the time to do it yourself correctly. Read

 

Visit houselogic.com for more articles like this.

Copyright 2011 NATIONAL ASSOCIATION OF REALTORS®

 

Kansas City Homes for Sale  

What’s My Kansas City Home Worth In This Market?

  

  

About the Author:
“Metro Kansas City Homes Specialist”
Having assisted 100′s Metro Kansas City home buyers and sellers
Suzanne Hinton
Hinton Homes-Affiliated with ReMax Premier Realty
Broker Associate
Voted 5 Star Best in Customer Satisfaction Real Estate Agent
Licensed in Kansas and Missouri
Phone: 816-520-0917
Email: shinton@remax.net
www.hintonhomes.com

 

 

 






© 2011 Suzanne Hinton-Hinton Homes–Kansas City Realtor
Kansas City Home

New on the market is this Kansas City home with family room and finished lower level.
 
Located at 1315 NW 57th Terrace, this Kansas City home is  ONE OF A KIND…SHOW READY! PERFECT MOVE IN READY NEWER HOME WITH EQUAL OR GREATER FEATURES AS HIGHER PRICED HOMES*OPEN FLOOR PLAN
OFFERING BOTH LIVING RM & UNIQUELY SPACIOUS FAMILY RM PLUS NEWER FINISHED REC RM* 2 SEPERATE WALKOUTS TO DECK & NEWER FLAGSTONE PATIO & PARKLIKE BKYARD*PRIVATE MASTER W/PRIVATE LARGE BATH*EXCEPTIONAL KITCHEN WITH BEAUTIFUL CABINETRY*EAT-IN*HARDWOODS*VAULTED CEILING. 

YOU WON’T BE DISAPPOINTED with this wonderful home for sale in Kansas City priced in the low $220’s.

Full details for 1315 NW 57th Terrace and other homes for sale in Kansas City can be found at http://www.ourhomekc.com.
 

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Kansas City Homes for Sale  

What’s My Kansas City Home Worth In This Market?

About the Author:
“Metro Kansas City Homes Specialist”
Having assisted 100′s Metro Kansas City home buyers and sellers
Suzanne Hinton
Hinton Homes-Affiliated with ReMax Premier Realty
Broker Associate
Voted 5 Star Best in Customer Satisfaction Real Estate Agent
Licensed in Kansas and Missouri
Phone: 816-520-0917
Email: shinton@remax.net
www.hintonhomes.com

 

 

 






© 2011 Suzanne Hinton-Hinton Homes–Kansas City Realtor
Kansas City Home

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